A Different Approach To Financial Services
How we can help you manage your dental care expenses.
At Texas Dental Arts, honesty is the ONLY policy.
We hold this value highly when discussing your treatment options and handling your needs. Because of this, we want you to know who we are and how we strive to serve you.
Our dedicated team looks forward to having a relationship with you, built on trust and open communication. We all play a role. There must be financial responsibility from both parties and expectations must be clearly understood.
You deserve prompt and professional service. Our goal is to provide you with the highest quality dental care built on integrity and honest recommendations.
Dentistry is expensive by most people's standards. There is an expense to you as the patient. There is also an expense to us as your dental care providers. We want you to know where your money goes.
74% of every dollar you pay goes to paying the expenses of your treatment. This includes all dental materials, lab fees, and staff salaries, as well as rent, utilities, and administrative costs.
From the remaining portion, more than 10% is used to plan for new equipment costs and technology upgrades so we may continue to provide you with the highest level of quality care.
We also donate more than 10% of your payment in community outreach services each year.
In an effort to make dental services accessible for everyone, we accept the following:
- MasterCard, Visa, Discover, American Express
- Google Pay or Apple Pay
- Short-term, in-office payment plans
- Long-term payment plans through Care Credit Financial
Dental Insurance Networks
Texas Dental Arts is an in-network provider for most of the major insurance PPO and Medicaid networks. If we are out of network with your particular insurance plan, don't worry. We can still submit your claim and maximize your coverage benefits. The dental insurance process can be cumbersome and confusing, but rest assured our team is well-versed in navigating the system. We can help with any questions you have.
Please Note: We do not participate in DMO network plans due to their very limited benefits for our patients.
A Logical View of Dental Insurance Benefits
- These so-called "dental insurance plans" are not really insurance at all. Rather, they are payment reimbursement plans, much like a mail-in rebate for computers or cell phones.
- Your insurance policy places around $1,000 in an account and you have access to it only when you pay your portion of the dental treatment fees. This is a good deal if you need dentistry, but you must be willing to pay your half to get the matching reimbursement. Once your $1000 is used for the year, you receive no more financial reimbursement, regardless of your needs and services.
- Dental benefits are considered “use it or lose it.” Financial benefits don't carry over from year to year and are typically reset on January 1.
- Dental benefits are not like medical insurance. They should be used on an incremental basis only, and are a wonderful benefit of your employment. If medical insurance worked like dental insurance, your matching funds would be used up very quickly, making it extremely expensive to receive costly treatments such as a heart bypass or cancer treatment.
- Dental benefit plans should never be the main deciding factor in determining your dental treatment. Working with your doctor, you should be the one to decide what is best for your care.
Bottom line: If your employer provides you with dental insurance as a benefit of your employment, then by all means keep that benefit. But if the policy is costing you out of pocket, in the form of monthly premiums, deductibles, co-pays, patient portion, then you owe it to yourself to compare other options and decide what works best for you.